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Can the contract rules be like: stake all recieved ada for 1 year(get time by an Oracle) and pay back recieved ada and rewards to the Sender?
It's not exactly what you are asking for, but pretty similar: I have described how Eternl's staking vault, which locks ADA for a specific amount of time, works here: https://forum.cardano.org/t/how-eternls-staking-vault-works/100023?u=heptasean It's done without Plutus smart contracts, just with a simple script.