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Yeah but I pay no visa fees when I buy something from Amazon and if I get scammed then Visa will reverse it. Why would I want to risk buying from an online merchant with crypto if he can just run away if he scams me?
But it's also like a bank. You can't send 5 million dollars to someone in another country and it not take 4-5 days and have to pay anm and a leg for the transfer.
Wait..... Do you think visa is not part of the web3?
Not really
You pay Visa fees they are baked into the price